ECORFAN®

Revista de Planeación y Control Microfinanciero

Consejo Arbitral

DE LA LLAVE-HERNÁNDEZ, María Alondra, PhD.

Universidad Popular Autónoma del Estado de Puebla, México

SALDAÑA-CARRO, Cesar, PhD.

Universidad Politécnica de Tlaxcala, México

BANDA-PEDRAZA, Araceli Sarai, PhD.

Universidad Tecnológica de Nezahualcoyotl, México

GÓMEZ-MONGE, Rodrigo, PhD.

Universidad Michoacana de San Nicolás de Hidalgo, México

TAVERA-CORTÉS, María Elena PhD.

UPIICSA –IPN, México

SÁNCHEZ-TRUJILLO, Magda Gabriela, PhD.

Universidad Autónoma del Estado de Hidalgo, México

AZOR-HERNÁNDEZ, Ileana PhD.

Universidad de las Américas Puebla, México

TORRES-HERRERA, Moisés PhD.

Universidad Autónoma de Barcelona, Spain

AVILA-BARRIOS, Delia, PhD.

Escuela Superior de Economía-IPN, México

Journal of Microfinance Planning and Control, Volume 5, Number 16, December-2019, is a quarterly Journal edited by ECORFAN-Spain. Matacerquillas Street 38, CP: 28411. Moralzarzal-Madrid. WEB: http://www.ecorfan.org/spain/rj_planeacion_cm.php, revista@ecorfan.org. Editor in Chief: Ramos Escamilla-María, Co-Editor: Miranda García-Marta, PhD. ISSN 2444-5037. Responsible for the last update of this issue ECORFAN Computer Unit. Escamilla Bouchán-Imelda, Luna Soto-Vladimir, updated to December 31, 2019. The opinions expressed by the authors do not necessarily reflect the opinions of the editor of the publication. It is strictly forbidden the total or partial reproduction of the contents and images of the publication without permission from the Spanish Center for Science and Technology